Smart Money-Saving Tips for Every Budget

Skip products that lack practical value (avoid overpriced brands).

Use CDs, control spending, and eat at the cafeteria.

Skip travel; you'll save a fortune.

Build a personal brand that deters spending.

No milk tea — lactose intolerant.

No bars — allergic to alcohol.

Sensitive skin, minimal skincare, and no heavy makeup.

The day you resolve to truly live well is the day your savings begin. Some need an external push, like marriage, to learn how to manage life.

Ten Years After Graduation: How I Saved 1 Million on My Own

(Also mentions several side hustles: tutoring, ghostwriting papers, winning scholarships, and working as a research assistant.)