Making Money in Two Simple Steps

Step one: identify where you excel over others, stay on the path you’re strongest at, and leverage your advantages—the surest way to cross the river.

Step two: find the field where your talents can be applied.

Another Perspective on the Economy

If you can save at 3%, it’s normal that you borrow at 6%. If you’re still willing to borrow to expand, it means your return exceeds 6%. But at a macro level, businesses aren’t expanding aggressively—they’re leaning toward wealth management products and capital gains. This signals declining industry returns, and there’s little incentive to keep building good products.

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