“Do what you love” is almost never a sound choice. Ask yourself: would anyone actually pay for those things you enjoy doing? Does it solve a real need? Could you even make money from it? Most often, the answer is no.
For “doing what you love” to work, two conditions must be met: first, your passion has to address a genuine demand; second, you must be indispensable at it.
His peers in the small county town will marry early, raise children, run a modest business, spend their days gaming and playing mahjong, sipping drinks, and arguing at home. He will inevitably grow more distant from the place that nurtured him. Home will become an awkward, inescapable part of his identity.
Further reading:
You can’t have your cake and eat it too — cheap and high-quality don’t go together.
If you want a premium experience, expect higher risk. Splurging in daily life means you won’t have enough cash on hand to buy a home outright. On the flip side, if you’re comfortable shelling out a large sum when the time comes, you’ll likely need to live frugally in the meantime.
Wanting it all ways is impossible. Every resource is finite.
Intelligent risk has limited downside and unlimited upside. Foolish risk has unlimited downside and limited upside, at least in the short run.
This is colloquially known as making decisions based on risk-reward ratio: if the gains outweigh the losses, go for it.