Money is fundamentally hard to come by

If you take your family to a high-end hotel in Sanya for a week, it's about 10,000 yuan per person. If you take your family overseas—for example, to Tahiti—for a week, it's about 30,000 yuan per person. These are still within the spending range of ordinary people. But if you really want to go to those exclusive private islands that only celebrities and the elite frequent, it can easily run 100,000 to 200,000 yuan per person for a week.

80% of deposits are in the hands of less than 2% of people.

In other words, for 98% of people, studying how to make money from that 2% is the key to survival, rather than hoping to become part of that 2% right away, or even worse, adopting their lifestyle before you've actually joined them.

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