You can’t have your cake and eat it too — cheap and high-quality don’t go together.
If you want a premium experience, expect higher risk. Splurging in daily life means you won’t have enough cash on hand to buy a home outright. On the flip side, if you’re comfortable shelling out a large sum when the time comes, you’ll likely need to live frugally in the meantime.
Wanting it all ways is impossible. Every resource is finite.
Intelligent risk has limited downside and unlimited upside. Foolish risk has unlimited downside and limited upside, at least in the short run.
This is colloquially known as making decisions based on risk-reward ratio: if the gains outweigh the losses, go for it.
If you don't respect your time, you'll stay poor. Treat wasting time as a lifestyle choice, and you'll never reach where you want to go.
Most people's thinking leads only to mediocrity. They undervalue their time and squander it carelessly.
Penny-pinching misers will waste time to save money, but the time they waste far exceeds whatever they save.