The risk of an investment is not determined by the return rate you’re shown, but by what the investment actually ends up buying.

The risk of an investment isn't determined by the return rate listed for you. The risk of an investment is determined by who ultimately receives your money and what they actually invest in.

In reality, there's only one way to profit from investing: you understand what you're doing. When you understand it, you can see how it makes money. Every place you don't understand is a potential pitfall waiting to trip you up.