The Story of Saving 1 Million in 15 Years

A Taiwanese individual, unmarried, relied solely on salary and stock dividends to save $1 million over 15 years. A true testament to the power of time. The author broke down the journey to $1 million into ten segments of $100,000 each. The first $100,000 took nearly two years to accumulate, while the final $100,000 was reached in just five months.

The author essentially spent only on necessary living expenses (including travel—later traveling full-time without working), and invested all early income into dividend-paying stocks. Basic living costs were covered entirely by those dividends, enabling this $1 million asset accumulation.

15 Years to Save $1 Million

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