投资也是一门能力，光有资金没有认知，入场只是当了金融消费者。

Realistically, as a beginner with limited capital, what returns can you expect from investing right now? Of course, invest in yourself first—get a promotion and a raise. Once your income grows and your principal builds up, then you can invest.

But the fact is,

It's precisely because your capital is small that now is the perfect time to train this skill. Otherwise, waiting until you have more money before learning would just mean paying far more tuition along the way.

It's the same question as whether to prioritize building the military or developing the economy first. Obviously, the former. While the country is still in ruins and rebuilding, you strike one decisive blow. You can't wait until your pots and pans are piled high before fighting.

Take going into management, for instance—earning 2 million a year. By the time you've saved 40 million, your annual income is really only equivalent to a 5% return on your existing assets. At that point, no matter how hard you work, that extra effort won't match the value of a 5-percentage-point edge in your portfolio's return rate. So, working a job is always just the tutorial level. Once your assets reach a certain stage, investing becomes an unavoidable destination.

You'll eventually become an investor.