What do you want?
It should be something that suits you or complements who you are right now. #ReadingNotes
If you don’t understand yourself, much of your effort will go to waste, and many of your pursuits will amount to nothing.
But this process is long and winding. Currently, it’s only replacing settlement ratios in a small subset of niche circles. The US dollar’s dominance lies in global investment business settlements, and compared to that, the gap between the renminbi and the US dollar is still 80–100 times.
This information leads to different investment decisions. It’s like knowing a house’s price will drop — a decline over three years versus thirty years results in entirely different decisions.
A user shared this story: a friend gave her a $4,000 Starbucks gift card that went unused for a while. When she finally decided to use it, she found the balance had dropped to zero. Customer service explained that a $2 monthly management fee is deducted from each card. Other stored-value cards operate similarly—fees steadily eat away at the balance if you don't use them, such as Wanda Cinemas gift cards.