Save to Build Wealth

Most people realize they can’t force the stock market to deliver higher returns, can’t compel their boss to give them a 200% raise, and can’t guarantee that pursuing advanced degrees will boost their intrinsic value (and lead to a high-paying job). Switching jobs might slightly bump up salary, but we’re bound by the math—we can only manipulate the one controllable variable: growing net income. And that’s done by cutting expenses.
Personal net income = income – personal spending (meaning, spend less)

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