Reassessing Your Expectations

If you extend the timeframe, a lot of pressure becomes manageable, and your mind is more likely to find peace.

Economic growth has slowed down, so your expectations should reference what developed countries do—people in the US, Europe, and Japan typically don't consider buying their first home until they're in their 40s or 50s.

From the perspective of the cost of money and the global economy, in an inverted yield curve environment (where short-term deposit rates are higher than long-term ones), it's extremely disadvantageous for people without much money. In this kind of system, the richer you are, the more you benefit (faster appreciation); the poorer you are, the more you suffer (faster depreciation). If you're someone with limited means, you're already in the macro cycle that's least favorable to you. Yet you still hold unrealistic fantasies—insisting on achieving something most people accomplish at 50 when you're only 25. And on top of that, you're extremely anxious. Your efficiency becomes abysmal, full of internal friction and pointless effort. When you're inefficient, bogged down by self-sabotage, harbouring delusions internally, and operating in an environment that's maximally hostile externally, what else could you possibly be but a prime, naturally-grown sucker ready to be harvested?