Profit and loss stem from the same source; by rejecting cost, you reject results.
People with enduring assets have enduring resolve.
A traveling quack has no stake in whether his patients live or die — he’ll scam you without a second thought, and suffers no loss himself.
But if he builds a hospital and holds practice there, would he dare to cut corners? With a fixed place to run, he can’t simply disappear like a monk fleeing his temple.
A drifting charlatan has no property to compensate your losses. Partnering with someone like that could easily wipe out years of your savings.
Life is a game played within a limited timeframe. Even if you were willing to waste 200 years on detours, you’d still need 200 years of life to live them.