If buying a regular home means jobs, luxury homes are funded by banks

Manor sales are almost always conducted in full, and the new owner will then mortgage the property—usually for 70% or even more of its value—and invest the proceeds back into company operations.

If manors were某一天 no longer eligible for mortgages, or could only be mortgaged for 10% of their value, this market certainly wouldn't hold up. That's why I say the difficulty of securing a mortgage directly influences the luxury market—just as job-hunting difficulty affects the ordinary residential market.

One is purchased based on how easy it is to find a job, the other based on how easy it is to borrow money.